What’s my password again?

Internet security is getting so complex that we have to remember a zillion different passwords…or risk using just one and having it stolen.
It’s not a huge deal if the websites you frequent allow you to click on the “forgot password” link, and then they just email you a new one. But it can get quite annoying, especially if your main computer goes down (and you, therefore, have limited access to your email (and just hope you didn’t forget your email’s password too)).
Recently I had to call my hosting company to get a lost password, but I didn’t remember the email address I’d used to sign up! It was a mess, but I finally got it.
So what’s a frequent computer-user to do?
I just read an article that suggested having a base password that you use most places, and then using some form of the place you’re visiting in the password. For instance, if your base password is your street name, and you’re making a password for your Ebay site, you might use “MainEbay”.
Another site suggests using a computer program (which probably requires another password…aack!) I’ve tried making a list of all my sites, as I go to them, and writing down my usernames and passwords for each. But if I were really paranoid, I would only write clues about the passwords, just in case a password thief breaks into my home.
What do you do to keep track of your 101 passwords (and the associated usernames)? Or do you just throw caution to the wind and use the same one whenever you can?










